Just like the credit reporting agencies that work for banks and other lenders, the MIB works for insurance companies to prevent fraud. They try to stay out of the public eye because they want to deal directly with insurance companies, which pay them, not us consumers.
If you have applied for individual life, health, disability or long term care insurance in the past 7 years, they have a file on you. Under law, they are required to provide you with a copy.
Call 866-692-6901 and ask for ‘Free Annual Disclosure.’