EVANSVILLE, Ind. (WEHT) — With so many consumers looking for a good deal online, experts say to think twice before you click.
“A lot of these scams are under reported because people don’t want to give the impression that they fell for it and they think that they should’ve known better when the truth is scammers know exactly what you would like to hear and that’s exactly what they’ll tell you,” said Oana Schneider with the Tri-State Better Business Bureau.
According to the Federal Trade Commission, $1.48 billion was reported lost last year due to fraud. Scammers will also target you through social media apps — like Facebook and Instagram. If you click on an ad you might think you’re making a purchase through a secure website when really — a scammer is on the other side stealing your information.
To help make sure you’re being a safe and smart shopper:
-Check terms and conditions about product sale
-Confirm purchases are secure
-Be aware of shipping time frame
-Know product return policies
-Pay by card and keep your receipt
-Shop around for the best deals but beware of extra low prices
-If you’re expecting a delivery, ensure your package is hidden from thieves
“Another red flag when you shop online is to check the URL for the e-shop that you’re visiting. If it does not start with HTTPS where S stands for secure, it’s best to maybe shy away from it,” said Schneider.
A good rule of thumb, if it sounds too good to be true it probably is.
“If you do get scammed call the BBB right away and tell your friends and family. Unfortunately, the only tool that we really have to fight these scams is word of mouth. They’re very advanced and very good at what they do,” said Schneider.